What You Don’t Know Can Hurt You
We have heard the term Worker’s Compensation, but do we really understand it? Insurance agents sell Worker’s comp insurance, but do they understand all of the details. After over 3 decades in law, I have learned that insurance companies do not educate their clients on the importance of covering their business and their employees. To take it a step further, who educates the employee on their rights and the process of accessing Worker’s Compensation in an accident and or time of need. Unlike buying an auto policy, the benefits of Worker’s Compensation are not defined by the policy; the terms of the insurance and benefit are set by law. It is mandated, that an employer with one or more employees must buy coverage. The employee cannot choose the coverage, it’s universal. If you’re with a small or marge company, it does not matter. What about if you are injured and you employer does not have a policy? Still file a claim. The following steps are listed out to help you, the employ...